iHealthQuotes.com is privately owned and operated by Legacy Health Group, LLC. Invitations for applications for insurance on iHealthQuotes.com are made through Legacy Health Group, LLC and its wholly owned subsidiaries, only where licensed and appointed. Legacy Health Group, LLC is licensed to sell insurance products in the following states: AL, AR, AZ, CO, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WI, WV, and WY. License numbers are available upon request by emailing licensing@legacyhealthgrp.com.

Submission of your information constitutes permission for an agent to contact you with additional information regarding the cost and coverage details of health plans. Possible options include, but are not limited to, Major Medical Plans, Short Term Plans, Fixed Indemnity Plans, and more. Descriptions are for informational purposes only and are subject to change. Health plans may not be available in all states. iHealthQuotes.com is not affiliated with or endorsed by the United States government or any federal agency. By using this Site, you acknowledge that you have read and agree to our Terms of Service and Privacy Policy.

© iHealthQuotes.com. All rights reserved.

5301 N Federal Hwy Ste 290, Boca Raton, FL 33487

iHealthQuotes.com Privacy Policy

Last Updated: 1/1/2025    •    Effective Date: 1/1/2025

Please read this Privacy Policy carefully before using this website.

Thank you for visiting iHealthQuotes.org (“Website,” “Site,” or “App”). The Site is owned and operated by Legacy Health Group, LLC (“LHG,” “we,” “us,” or “our”). This privacy policy (the “Privacy Policy”) describes the information that we collect from you when you use our Site or our services (“Services”) and what we do with this information, including the storage, transfer, and sale of the information (among other things as set forth below). By accessing or using the Site or any of the Services, you hereby agree to the terms of this Privacy Policy and the Terms & Conditions of Use (“Terms & Conditions”) governing your use of the Site and the Services, into which this Privacy Policy is incorporated by reference. If you do not agree with this Privacy Policy or the Terms & Conditions, then please do not use the Site or the Services. Capitalized terms that are used in this Privacy Policy but not defined shall have the meanings ascribed to them in the Terms & Conditions.

We are committed to ensuring our Website is accessible to all users, including those with disabilities. If you experience any issues accessing our Website or require assistance, please contact us at info@legacyhealthgrp.com.

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CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy to reflect changes in our practices, legal requirements, or other operational needs. Material changes will be communicated via email and/or a notice on the Website. Continued use of our Website constitutes your acknowledgment of such changes. You will have a choice as to whether or not we use your personal information in this different manner. If we make any material changes to our privacy policy information practices that do not affect the personal information already in our database, we will notify users of the change in the privacy policy portion of our Website.

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INFORMATION WE COLLECT

We collect personal information directly from you when you:

  • Request information about our Services or products.
  • Submit an application for health insurance or other products.
  • Provide personal information for identity verification or fraud prevention purposes.

The information collected may include:

  • Name, address, phone number, email address, and date of birth.
  • Health information, such as height, weight, or family medical history.
  • Social Security Number, bank account, and payment details.

○ When you provide payment details for processing insurance applications or premium payments, we comply with the Payment Card Industry Data Security Standard (PCI DSS) to ensure the secure handling of financial information.

We also collect non-identifiable information, such as browser type, IP address, and device identifiers.

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USE OF INFORMATION

We collect and use the personal information described in this Privacy Policy to provide, support, and enhance our Services. Specifically, we may use your information to:

Process Applications and Provide Services:

  • Provide accurate product recommendations and quotes.
  • Assist with underwriting and process applications for insurance and related products.
  • Respond to inquiries and communicate with you about your application or account.

Communicate with You:

  • Send emails, phone calls, or text messages (which may use automated dialing systems, artificial or prerecorded voices, or other technology) to provide updates on your application or account.
  • Contact you about additional products or services, including promotional materials, if you have opted into marketing communications.

Improve and Develop Our Services:

  • Maintain and improve customer service, marketing efforts, and user experience.
  • Customize and personalize your experience with our Services based on your preferences and interactions.

Aggregate non-identifiable information with data from other users for benchmarking, analytics, and service optimization.

Lead Generation and Advertising:

  • Conduct lead generation and targeted advertising campaigns, including sharing your information with trusted marketing partners as permitted by applicable laws.

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CONSENT FOR COMMUNICATIONS

By submitting your personal information to us, you provide affirmative consent for us to:

  • Use your information as described in this Privacy Policy.
  • Send you communications using automated dialing systems, artificial or prerecorded voices, or other technology as required under the Telephone Consumer Protection Act (TCPA). You may opt-out of marketing communications at any time by following the instructions provided in the messages or contacting us at info@legacyhealthgrp.com.

You understand that standard message and data rates may apply for text messages or calls. If you withdraw consent, we will make reasonable efforts to stop communications promptly but cannot guarantee immediate cessation.

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THIRD-PARTY DATA

We may receive information about you from other sources, including publicly available databases or third parties from whom we have obtained data, and combine this data with information we already have about you. This helps us to update, expand, and analyze our records, identify new customers, and provide products and services that may be of interest to you.

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CUSTOMER SATISFACTION, REFERRALS, AND OTHER PARTNERS

We may contact you to survey your satisfaction with our service, refer our products and services to other people, and/or to inform you of additional products and services. You may opt out of receiving these additional communications from us by following the opt-out procedures below.

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COLLECTION AND USE OF THIRD-PARTY PERSONAL INFORMATION

You may also provide personal information about other people, such as their name, date of birth, and gender. This information is only used for the sole purpose of completing your request or for whatever reason it may have been provided.

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INFORMATION SHARING & DISCLOSURE

We may share your personal information with:

  • Affiliated Companies: This includes Legacy Health Group, LLC, Clover Health Group, LLC, and Unified Health Group, LLC. The company that processes your information will depend on the product that best fits your needs. For example, Unified Health Group, LLC may offer short-term or limited-duration insurance products, and your information may be shared with them to provide you with details about these options.
  • Third-Party Service Providers and Partners: These include companies that assist with processing your applications, providing customer service, or supporting marketing and lead generation efforts.
  • Marketing Partners: Your information may also be shared with third-party marketing partners to promote their products and services that may be of interest to you.

This sharing enables us and our affiliates to offer a range of insurance products and services tailored to your needs. If you are a California resident, you have the right to opt-out of the sale of your personal information. Contact us at info@legacyhealthgrp.com to exercise this right.

Access to your personal information is restricted to authorized employees, contractors, and third-party vendors who need it to perform their duties. These individuals and entities are bound by confidentiality agreements and are required to comply with this Privacy Policy and applicable laws.

We will disclose your information only as necessary to fulfill the purposes outlined in this Privacy Policy. This includes sharing with third-party vendors and affiliates under strict contractual obligations to protect your personal information. We ensure that these third parties comply with applicable data protection laws.

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SELLING PERSONAL INFORMATION

We may sell or share your personal information with third parties in exchange for valuable consideration, such as for lead generation and marketing purposes. If you are a resident of California, you have the right to opt-out of the sale of your personal information. To exercise this right, please contact us at info@legacyhealthgrp.com.

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TEXT MESSAGING AND CONSENT

By providing your phone number, you consent to receive text messages (including automated texts and pre-recorded messages) from us and our affiliates for purposes including, but not limited to, providing updates on your application, marketing our products and services, and following up on payments and plan information. If you do not wish to receive such messages, you may opt-out at any time by replying "STOP" to any text message you receive from us or by contacting us at info@legacyhealthgrp.com.

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THIRD-PARTY LINKS AND LEAD GENERATION

Our Website may contain links to third-party websites or services that are not owned or controlled by us. We may also monetize clicks on our Website through lead generation programs, such as those managed by MediaAlpha. As a result, you may be redirected to other agencies or companies that can assist you with insurance coverage. Please note that we do not have formal relationships with these third parties and are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites or services you visit.

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COLLECTION AND USE OF HEALTH INFORMATION

We may collect personal health information (PHI) from you when you apply for insurance products through our Website. This information is used solely for the purpose of processing your application and providing you with insurance products and services. We implement appropriate safeguards to protect your PHI in compliance with applicable laws and regulations. We do not disclose your PHI to third parties except as necessary to process your application or as required by law.

We collect and process sensitive data, such as health-related information and Social Security Numbers, only as necessary to provide services or comply with legal obligations. Sensitive data is handled with enhanced safeguards, including encryption during transmission and storage.

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YOUR CONSENT

By submitting your information to us, you consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy, including the sharing of your information with our affiliates and third parties for marketing purposes. You have the right to withdraw your consent or opt-out of certain uses of your information as described in the "Opting Out" section.

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DATA BREACH NOTIFICATION

In the event of a data breach that may compromise the confidentiality, integrity, or availability of your personal information, we will notify you as required by applicable laws. Notifications may be sent via email, posted prominently on our Website, or communicated through other means as permitted by law. You may also receive advice on protective steps to safeguard your information.

In the event of a security incident, we will execute our Incident Response Plan, which includes:

  • Containment of the incident to prevent further data exposure.
  • Investigation to determine the scope and cause of the breach.
  • Communication to affected users and regulatory authorities, as required by law.
  • Remediation efforts to address vulnerabilities and prevent future incidents.

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AGGREGATE AND NON-DIRECTLY IDENTIFYING INFORMATION

We gather non-directly identifying information about you for our internal purposes, and we may share this non-directly identifying information with third parties. As is true of most websites, we may gather certain information automatically or systematically and store it in log files. This information may include aggregate demographic information such as the number of visitors to our Website from a particular state or browser information such as browser type, device type, geographic region, IP address, and other non-directly identifying information. We may combine this automatically or systematically collected data with other information we collect about you. We may do this to improve or optimize our services, marketing, analytics, site functionality, service offerings, or for other business needs.

We use non-directly identifying information primarily for marketing purposes and to improve our Website and the services we offer you, and we may disclose this information to third parties.

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BEHAVIORAL ADVERTISING AND COOKIES

We use cookies, tracking pixels, and similar technologies to collect data for analytics and behavioral advertising. To opt-out of interest-based advertising, visit the Network Advertising Initiative or Digital Advertising Alliance.

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INTERNATIONAL DATA TRANSFERS

Your personal information may be transferred to and processed in countries other than the country in which you are resident. These countries may have data protection laws that are different from the laws of your country. We take appropriate measures to ensure that your personal information remains protected in accordance with this Privacy Policy.

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HOW LONG WE RETAIN YOUR DATA

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. This includes retaining your information to comply with our legal obligations, resolve disputes, and enforce our agreements.

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HOW WE PROTECT YOUR DATA

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, and disclosure. However, no method of transmission over the Internet or method of electronic storage is completely secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security. For questions, contact info@legacyhealthgrp.com.

We employ a comprehensive cybersecurity framework to protect your personal information. This includes:

  • Data Encryption: Sensitive data is encrypted in transit using Transport Layer Security (TLS) and at rest with industry-standard encryption protocols.
  • Access Controls: Access to personal information is restricted to authorized personnel with a legitimate business need and subject to strict access controls.
  • Network Monitoring: We continuously monitor our systems for potential vulnerabilities or unauthorized access attempts and implement advanced threat detection mechanisms.
  • Penetration Testing: Regular penetration tests are conducted to assess and enhance our security measures.
  • Third-Party Assessments: Vendors and partners with access to user data are required to adhere to our data protection standards, and their compliance is regularly audited.

While we take all reasonable steps to protect your data, no system is completely secure. We encourage users to take steps to safeguard their information, such as using strong passwords and securing their devices. 

Employee Training

All employees with access to personal data are required to undergo regular cybersecurity training. This includes training on secure data handling, identifying phishing attempts, and understanding state and federal data protection laws. Employees are also required to acknowledge and comply with our internal security policies and procedures.

User Responsibilities

Users are responsible for maintaining the security of their own devices and accounts. This includes:

  • Using strong, unique passwords for accounts associated with this Website.
  • Avoiding sharing passwords or account access with others.
  • Promptly notifying us of any suspected unauthorized access to your account by contacting info@legacyhealthgrp.com.

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SECURITY AND STORAGE OF PERSONAL INFORMATION

We protect the confidentiality and security of your personal information. We maintain generally accepted standards for physical, electronic, and procedural safeguards to protect your personal information. For a more detailed discussion of the electronic safeguards on our Website, please see below.

We continue to evaluate our efforts to protect your personal information and make every effort to keep your personal information accurate and up to date.

Upon request, LHG will provide you with information about whether we hold any of your personal information. If your personal information changes, or if you otherwise want to correct, update, or delete your personal information held by us, you may contact us by email at info@legacyhealthgrp.com or by phone at 844-590-0534.

We will retain your information for as long as your account is active or as needed to provide you services. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

Please note that once your application has been submitted to your chosen health insurance company or any other relevant party (such as the federal government in the case of an application involving advanced premium tax credits), you may have to contact the insurance company or such other party directly to update your application.

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OPTING OUT

You may opt-out of receiving communications from us or request that we do not share your personal information with affiliates or third parties for marketing purposes by contacting us at info@legacyhealthgrp.com.

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CALIFORNIA RESIDENTS - YOUR PRIVACY RIGHTS

Under the California Consumer Privacy Act (CCPA), California residents have the right to:

  • Know what personal data is collected, how it is used, and to whom it is disclosed.
  • Request deletion of personal data.
  • Opt-out of the sale of personal information.

To exercise these rights, contact us at info@legacyhealthgrp.com or 844-590-0534.

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STATE-SPECIFIC PRIVACY RIGHTS

In addition to the rights outlined in this Privacy Policy, residents of certain states may have additional privacy rights. These include:

  • Virginia Residents: Rights under the Virginia Consumer Data Protection Act (VCDPA), including the right to access, correct, delete, and opt-out of processing for targeted advertising or profiling.
  • Colorado Residents: Rights under the Colorado Privacy Act (CPA), including the right to opt-out of the sale of personal information or profiling.
  • Nevada Residents: The right to opt-out of the sale of personal information under Nevada Revised Statutes Chapter 603A.
  • Massachusetts Residents: Additional safeguards for the protection of personal information under 201 CMR 17.00.

To exercise any of these rights, please contact us at info@legacyhealthgrp.com.

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YOUR RIGHTS UNDER APPLICABLE LAWS

Depending on your location, you may have the right to:

  • Access, correct, or delete your personal information.
  • Restrict or object to certain data processing activities.
  • Receive a copy of your personal data in a portable format.

To exercise these rights, contact us at info@legacyhealthgrp.com. Please note that some rights may not apply in certain jurisdictions.

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BUSINESS TRANSITION

If LHG is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Website of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information.

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CHILDREN'S PRIVACY

Our Website is not intended for use by children under the age of 18. We do not knowingly collect personal information from children under 13 years of age, in compliance with the Children’s Online Privacy Protection Act (COPPA). If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information promptly. If you believe that we might have any information from or about a child under 13, please contact us at info@legacyhealthgrp.com.

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LINKS TO OTHER WEBSITES

Our Website may contain links to third-party websites or services that are not owned or controlled by us, including those accessed through lead-generation links. We are not responsible for the privacy practices of these external websites or services. Your interactions with these third-party services are governed by their own privacy policies. We encourage you to review the privacy policies of any third-party websites or services you visit.

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TESTIMONIALS

We may display personal testimonials of satisfied customers on our Site in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at info@legacyhealthgrp.com.

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CONTACT INFORMATION

If you have any questions or concerns about our Privacy Policy or our data practices, please contact our Privacy Officer at:

Email: info@legacyhealthgrp.com

Phone: 844-590-0534

Address: 5301 N Federal Hwy Ste 290, Boca Raton, FL 33487

Note: No changes were made to the above section from the original privacy policy.